Esports AccountantsLimited Company for Gamers
Deciding whether to go limited, and running it well: incorporation, a salary-and-dividend strategy on the 2026/27 rates, expenses, and the admin that comes with a company.
Dividend tax 2026/27: 10.75% / 35.75% / 39.35%, £500 allowance · S455 on director loans 35.75% from 6 April 2026
Limited Company for Gamers: what you need to know
For a player or creator whose income has grown, the question of whether to run through a limited company is a real one, but it is a calculation, not a slogan. Broadly, incorporating starts to pay off when profits are consistently into the higher-rate band and you can leave some money in the company, because a salary-plus-dividend mix can beat sole-trader rates and the company can retain and reinvest earnings. Against that sit the costs and the admin: Companies House filing, corporation tax returns, payroll, and tighter bookkeeping.
If you do go limited, the details matter. From 6 April 2026 dividend tax is 10.75% in the basic band, 35.75% in the higher band and 39.35% in the additional band, with a £500 dividend allowance, so any plan built on the old 8.75% and 33.75% rates is out of date. Equipment bought wholly and exclusively for the business can go through the company with relief, but mixed personal and business use needs care to avoid a benefit-in-kind charge. And money taken out beyond salary and dividends can become a director loan, with Section 455 tax at 33.75% if it is still outstanding nine months and a day after the year end.
We model both routes on your actual numbers, handle the incorporation if it stacks up, and run it properly afterwards so the savings are real and the compliance is clean. We come back within 48 hours with a fixed written quote first.
Why use an esports specialist
Both routes modelled on your numbers
A clear sole-trader versus company comparison on the 2026/27 rates, so the decision is evidence, not a hunch.
Salary and dividends set efficiently
A salary-plus-dividend split built around the current rates and your other income, reviewed as things change.
Gear through the company, cleanly
Competition and streaming kit put through with corporation tax relief and capital allowances, handled so it does not trigger a benefit-in-kind charge.
Director loan traps avoided
Drawings managed so you are not caught by the Section 455 charge, 35.75% on loans made on or after 6 April 2026, with the company run compliantly throughout.
Who this is for
This suits players and creators such as:
- A streamer whose profits have pushed into the higher-rate band and who keeps hearing they should go limited.
- A player who wants to retain earnings in a company between contracts rather than draw everything.
- Someone already trading through a company who suspects their salary-dividend split is not optimal.
- A creator buying serious equipment who wants it through the business without a benefit-in-kind problem.
- A first-time company owner who has taken money out and is worried about a director loan charge.
How it works
Share your figures
Rough annual profit, how much you need to draw, and what you would like to retain or reinvest.
We review it
We look at your profit, drawings and plans and confirm what the sole-trader-versus-company work involves.
Fixed quote
We model both routes and come back within 48 hours with a fixed written quote before doing anything. No obligation.
Incorporate and run
If it stacks up, we set the company up and run the payroll, accounts and filings.
Read before you decide
The guides library covers the rules behind this service in depth.